Financial Technology

Cedar has been at the forefront of thought leadership and execution expertise in the area of digital banking, emerging fintech and deep expertise in designing and executing large technology transformation programs including end-to-end core banking platform transformations.

Cedar assists global banks with designing their digital banking strategy, defining enterprise architecture with a business aligned IT Strategy and in developing technology blueprint to help in executing a seamless omni-channel experience. Cedar’s approach to building 8-layer technology architecture including its digital channels, front, mid, back office layers, analytical and support systems, payment layer and integrated middleware helps in aligning its architecture with best-in-class new age platform. Cedar approach to IT strategy design and execution is based on the Balanced Scorecard framework, which also helps in driving performance measurement of the IT function

With a team experience of over 50+ global core banking programs, Cedar's core banking center of excellence has a distinct track record of selecting and implementing world's leading core banking suppliers including Infosys, Intellect Design Arena, Oracle, Path Solutions, Misys, TCS, Temenos and many other leading suppliers and systems. Cedar helps its clients to design the enterprise and core banking architecture, define business requirements and determine the best fit system, negotiate and finalize implementation terms, and effectively program manage the implementation, using its proprietary C-SCORE methodology, and proprietary program management tool, PRIMA

With a knowledgebase of deep insights and understanding of 190+ global solutions and suppliers, Cedar approach to evaluating and selecting core, digital and enterprise applications including CRM, Cards, Loan Origination, Internet & Mobile banking, Treasury & Risk Management, Trade and transaction banking, retail, wholesale and universal banking applications is aligned both to business priorities and relative strengths of suppliers.

Cedar's program management model is well tested, and is aligned to execute the project to successfully driving change management, and managing the program scope, timelines, quality, resources, communication, risk, and budgets. Cedar also helps its clients execute project health-checks and diagnostic exercises, as well as create system-aligned process flow documentation, using its proprietary process design and knowledge management tool, PROFIT.

» Seven fintech trends to watch for in 2018

» Digital on-boarding of wealth customers: what, why and how

» The dawn of the Artificial Intelligence era in lending

» Robo-Advisers: Adapting to disruption

» Robotics | Driving new age banking

» Core Banking Implementation Perils

» Banks and alternative lenders - to compete or collaborate?

» Emerging dynamics of Transaction Banking systems

» Three imperatives to manage the cost of compliance

» The digital CEO: Is the race against time really necessary?

» Selecting a technology partner - key to a successful RFP process

» Digital Banking - Myths and Realities

» Time to log into cyber insurance

» Seven key trends in corporate payments technology

» Digital banking: the road ahead

» Trends in treasury management systems

» IT outsourcing and shared services trends

» Making the right choice

» Channel innovation: key success factors

» Strategic decisions in data warehousing programmes

» Best-in-class program management

» ME banks and technology: The five new dimensions

» Payment hubs – transcending many borders

» Driving innovations in Islamic Banking

» Getting your bank digital ready

» Core banking implementation: changing engines at 30,000 feet

» 4D approach to selecting the right Islamic banking system

» Getting Big Data Right for Smaller Banks

» Four key success factors to designing a digital-ready bank

» Opertatin Model for Core Banking Center of Excellence

» 10 Steps for effective Core Banking System Selection

» Building Business Ownership in IT Projects

» Getting your IT investment right

» 7 Steps to Successful Integration of Banks

» 4 Tenets for Successful Technology Transformation

» Key Trends in banking Technology

» 5 Success Factors for good Program Management

» A Framework for Requirement Engineering

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Financial Technology Research

Cedar’s knowledge in the financial technology sector has unmatchable depth due to its research and publications division – IBS Intelligence. For over 20 years, IBS Intelligence has provided a global independent perspective on financial technology products, trends and markets. Besides its iconic monthly IBS Journal, it has a range of in-depth industry reports covering a range of emerging financial technologies. For more information visit

Thomas Cook
GoldMan Sachs

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